Underwriter - Multi Line and Package (Finance)

Golden Bear Insurance Company is a leading Excess & Surplus (E&S) lines carrier providing innovative insurance solutions for complex, hard-to-place risks. We specialize in underwriting customized multi-line and package policies for a diverse range of industries. Our approach blends deep industry expertise, strong broker relationships, and flexible underwriting strategies to meet the evolving needs of the E&S market.

Job Summary
We are seeking a skilledMulti-Line and Package Underwriterto join our growing team. This role will focus on underwriting and structuring package policies that may includeGeneral Liability, Property, Excess Liability, and other specialty coverages. The ideal candidate will have experience working within theE&S marketand the ability to develop profitable solutions for unique and challenging risks.
Key Responsibilities
Risk Assessment & Underwriting: Evaluate and underwrite multi-line/package policies across various industries, ensuring sound risk selection and pricing.Broker Relations: Build and maintain strong relationships with wholesale brokers to drive new and renewal business.Policy Structuring: Develop customized coverage packages tailored to the specific needs of high-risk businesses.Pricing & Negotiation: Determine appropriate rates, terms, and conditions based on company guidelines, market trends, and risk exposure.Portfolio Management: Monitor a book of business to ensure profitability and compliance with underwriting strategies.Industry & Market Analysis: Stay informed of regulatory changes, emerging risk trends, and competitive market conditions in the E&S space.Collaboration: Work closely with actuarial, claims, legal, and loss control teams to ensure effective risk management and underwriting decisions.
Qualifications & Experience
?Experience: 3-7+ years of multi-line/package underwriting experience. Preference will be given to candidates with prior experience in the E&S marketplace, middle-market, or large commercial.
?Technical Expertise: Strong knowledge of multiple commercial lines, including General Liability, Property, and Excess Liability. Experience with Liquor Liability, Inland Marine, Equipment Breakdown and other specialty lines is a plus.
?E&S Market Knowledge: Familiarity with non-admitted forms, regulatory considerations, and the wholesale distribution model.
?Analytical & Decision-Making Skills: Ability to assess complex risks and develop tailored insurance solutions.
?Broker Network: Existing relationships with wholesale brokers preferred.
?Communication & Negotiation: Strong interpersonal skills to interact effectively with brokers and internal teams.
Why Join Us?
Pay Range:$85,000 - $130,000 + BonusCompetitive compensation and performance-based incentivesComprehensive benefits package (health, dental, vision, 401k, etc.)Remote/hybrid work flexibility (if applicable)Career development and advancement opportunitiesA dynamic, entrepreneurial, and collaborative work culture
If youre a results-driven underwriter with expertise in multi-line and package risks within the E&S space, we want to hear from you!